Builder Portal Rate Debug ========================= ## User Input (from Quiz) - Budget Type: price - Budget Min: $0 - Budget Max: $0 - Down Payment: 3.5% - Price Range: $250,000 - $500,000 ## Loan Type Eligibility - FHA Max Home Price: $516,328 - Conventional Max Home Price: $958,187 - Has FHA-Eligible Homes: Yes - Has Conventional-Eligible Homes: Yes - Has Jumbo-Required Homes: No ## Rate Fetch Prices - FHA Rates Fetched At: $496,328 - Conventional Rates Fetched At: $500,000 - Zip Code: 84097 - State: UT - County: Utah - FICO Score: 725 ## Loan Limits - FHA Loan Limit: $498,257 - Conforming Loan Limit: $766,550 ## Rates Retrieved ### FHA Rates - FHA 0-Point: 6.365% - FHA 3-Point: 4.375% - FHA 5-Point: 4.125% ### Conventional Rates - Conv 0-Point: 5.625% - Conv 3-Point: 5% - Conv 5-Point: 4.75% ### Jumbo Rates (no eligible homes) - Jumbo 0-Point: N/A - Jumbo 3-Point: N/A - Jumbo 5-Point: N/A ## Calculated Values - Min Interest Rate (displayed): 4.125% - Initial Calc Rate (on load): 4.125% ### Available Calculation Rates (JS recalculates on card click) - FHA: 3pt 4.375% | 5pt 4.125% - Conv: 3pt 5% | 5pt 4.75% - Total Homes Found: 0 - FHA-Eligible Homes: 0 - Conventional-Eligible Homes: 0 - Jumbo-Required Homes: 0 - Rates Fetched At: 2026-03-11 07:17:25 ## Cache Status - FHA: FRESH FETCH (Bucket: $500,000, Original: $496,328) - Conventional: CACHE HIT (Bucket: $500,000, Original: $500,000)